Travel
Seismic Activity Rattles Southern Europe: What Travellers Need to Know About Insurance Coverage
A surge in seismic activity across Southern Europe is raising concerns for summer holidaymakers, as popular destinations such as Crete, Santorini, Sicily, and coastal Turkey have experienced a wave of earthquakes and volcanic eruptions in recent weeks.
While the risk of being directly impacted remains low, the heightened geological unrest has prompted many travellers to reconsider their plans. However, experts are urging caution—not just about safety, but also about the limits of standard travel insurance.
Most Basic Policies Don’t Cover Natural Disasters
According to travel insurance experts, most standard policies do not include protection against cancellations caused by natural disasters. “Travellers must be aware that most travel insurance policies won’t cover earthquakes or other natural disasters as standard,” said Ernesto Suarez, founder of Gigasure, an insurance provider. “Events outside of anyone’s control are extremely difficult to underwrite.”
Despite this, many insurers offer optional add-ons that provide additional protection. Simon McCulloch, commercial director at Staysure, explained that enhanced policies can cover disruptions due to earthquakes, floods, or wildfires—provided the traveller’s trip is directly affected and non-refundable. Gigasure’s upgraded package even includes coverage for unexpected accommodation and transport costs, pet-sitting expenses, and daily allowances for delays abroad.
What to Do if a Disaster Strikes While You’re Abroad
If an earthquake or volcanic eruption occurs while you are already at your destination, the immediate priority is safety. “The most important thing is to get yourself to safety and follow local authorities’ advice,” McCulloch advised.
Afterward, travellers are urged to contact their airline, tour operator, or travel provider to explore options for early return or relocation to safer accommodation. Those with extended insurance coverage may also be eligible for reimbursements on unused bookings or additional travel costs. In such cases, providers like Gigasure offer to extend policy durations for up to 30 days or until safe return is possible.
Cancelling Out of Caution May Not Be Covered
Feeling uneasy about visiting a quake-prone area is understandable, but unless official travel warnings are issued, cancellations made out of caution are unlikely to be covered by insurance.
“Unless your government issues specific travel advisories against visiting an area—such as advising against all but essential travel—standard policies won’t reimburse you if you choose to cancel out of concern,” McCulloch noted. Recent tremors in Crete, for instance, have not prompted formal restrictions, despite a reported drop in tourism bookings.
Tourism Impact Already Being Felt
In Santorini, one of Greece’s most popular tourist spots, local officials estimate a potential 25% decline in arrivals this year due to seismic fears. Still, most destinations remain safe for travel, experts emphasize.
Travellers are encouraged to review their policies carefully, consult their insurers about what is and isn’t covered, and monitor official advisories from relevant authorities before departure. “Natural disasters are unpredictable,” McCulloch said, “but your insurance coverage shouldn’t be—provided you’ve taken steps to understand what protection you really have.”
Travel
Rising Jet Fuel Costs Revive Interest in Travelling to Spain Without Flying
Escalating tensions in the Strait of Hormuz are pushing up jet fuel prices worldwide and forcing travellers to reconsider how they reach popular destinations such as Spain, as airlines face mounting pressure from higher operating costs.
The Strait of Hormuz, a crucial global energy corridor, handles around 40 per cent of the fuel used by commercial aircraft worldwide. Continued disruption in the region has sharply increased the price of aviation fuel, creating fresh uncertainty for airlines ahead of the busy summer travel season.
While major carriers are attempting to reassure passengers, concerns are growing across the aviation sector about how long airlines can absorb the rising costs.
Iberia said this week that it plans to maintain its summer flight schedule and avoid introducing additional fuel surcharges despite the worsening energy situation. The airline’s president, Marco Sansavini, said the company’s financial restructuring over recent years had helped it withstand the shock better than some competitors.
However, he acknowledged that the impact on the wider aviation industry could be long-lasting. The parent group IAG expects its fuel bill to rise from €7 billion to €9 billion by 2026, reflecting the sustained pressure on energy markets.
As ticket prices climb, many travellers are again considering alternatives to flying, particularly within Europe.
Rail travel remains one of the main options, especially for passengers travelling from neighbouring countries. Spain’s high-speed rail network has improved its international connections in recent years, including services linking Barcelona with Paris and routes operated between Madrid and Lyon.
Yet Spain still faces major rail connectivity challenges. Much of the country’s railway system uses a different track gauge from the rest of Europe, limiting seamless international travel. Direct rail connections from the United Kingdom to Spain do not currently exist, and journeys from northern Europe often require multiple transfers and lengthy travel times.
Ferry travel is also attracting renewed attention. Routes linking southern England with northern Spanish ports such as Santander and Bilbao continue to operate, offering crossings lasting between 24 and 35 hours. Operators including Brittany Ferries have seen interest from travellers seeking alternatives to increasingly expensive flights.
Long-distance bus services are another option for budget-conscious travellers. Companies such as FlixBus operate routes connecting Spain with major European cities including Amsterdam, Milan and Paris, although journeys can last up to 20 hours.
Electric vehicles are also becoming a more practical alternative as charging infrastructure improves across Europe. Travellers driving from countries such as Germany, Belgium or France can increasingly reach Spain using major charging corridors, though infrastructure gaps remain in some inland regions.
Analysts say the situation highlights Spain’s heavy dependence on air travel. Tourism remains a cornerstone of the Spanish economy, while destinations such as the Canary Islands and Balearic Islands rely almost entirely on aviation links.
Industry experts warn that if major airlines reduce services or significantly increase fares because of fuel costs, Spain could face a direct impact on visitor numbers during the peak travel season.
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